Buy Smart: First-Time Homebuyer Masterclass

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Your First Home Game Plan

Everything You Need to Know Before Buying Your first home Webinar

Learn strategies to Secure your first home with limited out of pocket expenses in are upcoming Home Buying Webinar.

Buying Your First Home Doesn't Have to Be Confusing

We offer wealth accumulation, retirement planning, investment management, tax strategies, and estate planning to meet your financial goals.

IS YOUR CREDIT HOME-READY?

Discover what lenders look for, how your credit impacts your loan, and simple ways to strengthen your buying power.

BUY WITH LESS MONEY DOWN

Explore loan programs, low down payment options, and assistance programs that can help make homeownership more affordable than you think.

BUY WITH CONFIDENCE

Understand the entire homebuying journey from getting pre-approved to receiving the keysso you can make informed decisions every step of the way.

Speakers

Clarence Ferguson

Senior Mortgage Advisor Credit Repair Specialist

For over 25 years, I've helped people navigate one of the biggest financial decisions of their lives. In this free live webinar, I'll share what first-time homebuyers need to know before making an offer, how to avoid costly mistakes, what loan programs are available, and how to position yourself for a smooth buying experience. No pressure. No sales pitch. Just practical information you can use.

Ashley Jones

Realtor

Ashley Jones REALTOR® with Keller Williams Integrity First Realty dedicated to helping first-time home buyers feel confident throughout the home-buying process. Through education, guidance, and genuine care, I am committed to making homeownership feel achievable and less overwhelming.

I thought buying a home was years away. After this webinar, I left with a clear plan and the confidence to take my next step.

Jessica

Got Question?

We've got answers

IThinking about buying your first home? You're not alone. Most first-time buyers have questions about credit, down payments, loan programs, and what to expect during the process. We've answered the most common questions to help you get started. And if you don't find the answer you're looking for, join us live and ask we're here to help you every step of the way.

Join the Webinar Now

How much money do I need to buy my first home?

Freelancers should track all income and expenses meticulously. Consider using budgeting apps or spreadsheets to categorize expenses and set financial goals. Aim to save a portion of your income each month to cover lean periods.

What credit score do I need to qualify for a mortgage?

As a freelancer, you are responsible for reporting your income and paying taxes. It's essential to keep detailed records of your earnings and expenses. You may want to consult a tax professional to understand your obligations and maximize deductions.

Do I really need a 20% down payment?

A comprehensive financial plan for freelancers should include budgeting, savings goals, retirement planning, and an emergency fund. Additionally, consider setting aside money for taxes and investing in professional development.

How much house can I realistically afford?

Managing irregular income involves creating a buffer. Set aside a portion of your earnings during high-earning months to cover expenses during leaner times. Building an emergency fund can also provide stability and peace of mind.

What documents do I need to get pre-approved?

Most lenders will ask for recent pay stubs, W-2s or tax returns, bank statements, and a valid photo ID to verify your income, assets, and identity. Depending on your situation, you may also need to provide additional documentation for self-employment, retirement income, or other sources of income.